Everyone wants to make purchases without thinking about spending, but, given the salary, not everyone can afford it. The desire to implement the plan will help a simple analysis of spending. Keeping a spending diary can really help. Such a diary can be made even on a mobile phone. Common applications will become your assistant, which will not only give you a complete analysis of expenses, but also draw up charts for your shopping.
Sales and joint purchases
As a rule, the most expensive expenses are the purchase of furniture, clothes, household appliances, interior items, etc. I absolutely do not want to save at the expense of quality. However, options to buy great things at somewhat cheaper prices exist.
The first thing to pay attention to is sales. Look for sale ads on store sites. Be sure to come on the first day. Using this option, you will save a budget from 10% to 90%. Of course, there are downsides to such purchases. This is a small selection of products and last year’s collections are often presented.
The second is joint purchases. There are sites on the Internet where many users join together for a joint order from the manufacturer, respectively, at a wholesale price. The main thing is that the site has good enough recommendations. The minus of joint purchases is the inability to try on the chosen thing and the duration of delivery. However, the savings will be from 20% to 60%.
Cook yourself
In stores today you can buy not only any semi-finished products, but also ready-made dishes, so most people are happy to take this opportunity. However, cooking will allow you to significantly reduce the cost of cooking; besides, homemade food is much more beneficial for the body. Try to cook at home and take lunch with you to work. Calculate how much a meal for lunch per month costs you. This is the amount you can perfectly save.
Personal care
A regularly determined amount of money is spent on visiting salons. Hair coloring, manicure, pedicure - all these procedures take a considerable part of the salary. To change this situation is also possible. Learn to do manicures and pedicures yourself, and a friend will help you to tint the roots. Learning to practice your nails is easy. You can attend training mini-courses or get a lot of useful information on the Internet. Although you will have to spend a certain amount of money on courses, but the experience gained will save you a lot of money in visiting beauty salons in the future.
Credit
Try to avoid using credit cards. When buying on credit, you usually overpay by 20%, and sometimes, depending on the bank card, by 30%. Try to save a certain amount for the desired purchase. If there is no time for this, then look for online stores with the goods you need. The difference between virtual prices and real (store) prices is significantly different.
If you want to become rich, become one! You just need to learn how to spend money. Such an approach to shopping will allow you to realize all your old plans, and most importantly, not only save some of the money, but also increase it.