Unfortunately, the problem of cash shortages is very acute these days. Many people complain that their expenses are many times higher than income. The reason for this is most often two factors: inability to manage their finances and a negative attitude to money. The latter is very firmly rooted in the subconscious of most people.
You will need
2 sheets of paper, pen or pencil
Instruction manual
one
A negative attitude to money is formed in a person in childhood. This is especially true for people who grew up in poor families. They had to deal with poverty and live in austerity. From such people you can often hear the following phrases: "Money is evil", "Money is not happiness", "Money is not the main thing", "I can not afford it", "To earn big money, you need to work until the seventh sweat" etc. Such attitudes only hinder a person on the way to obtaining wealth. If you belong to the above category of people, try to get rid of the stereotypes of thinking imposed on you. Money is not evil, but a means of achieving your goals. The sooner you understand this simple truth, the easier it will be for you to succeed in life.
2
Write out all your negative beliefs about money on a separate sheet of paper. Then rewrite them, replacing them with new settings of the following type: “I love money and respect them”, “I am worthy (for) a lot of money”, “My income is constantly increasing”, etc. All this is painstaking work with your subconscious. Having learned to think positively, you will begin to attract success and financial well-being.
3
Do not look for the culprits of your failures. You can blame the authorities or even the state for problems as much as you like, but from this financial difficulties will not disappear from your horizon. Work better on yourself: get rid of old prejudices and improve your skill level.
4
Many people often exaggerate the problem of cash shortages. But in most cases it can be solved. Another thing is if you are afraid to do this, imagining how many difficulties the struggle with financial instability will cost you. This is another psychological barrier that needs to be overcome. Tell yourself: "Yes, today I have little money, but tomorrow I will definitely find a way out of this situation."
5
When it comes to money, try not to go to extremes. If you spend them, not counting, you will never make the necessary savings. However, being a miser is also impossible. In the end, people need money to achieve their goals. There is no point in just packing them in a bag. In this case, it is best to observe the middle ground.
6
Always keep track of your income and expenses. This way you can understand what the lion's share of the money you earned is spent on. Based on the information received, it will be easier for you to adjust your expenses in the future.
note
Working with the subconscious is a laborious process. Do not despair if you cannot immediately get rid of typical "money" stereotypes. Over time, you will certainly achieve your goal.
Useful advice
Try to invest some of your money in real estate, stocks, etc. Successful investments can provide you with so-called passive income.
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